No Gagh Please!
Ideas
I’m excited that the new Star Trek movie is starting today, anxious to see the young James Tiberious Kirk and how his universally diverse crew got started. But I am still nastogic about the original Star Trek series. It has been very apparent with mortgage lenders that they are too. The status quo for lenders today remains to be an appetite for only the standard steak and potatoes. Borrowers need great credit scores, equity, and solid income. Like the premier nite, the wait on refinances are long, but, will be well worth it if you can qualify.
Programs like FHA and HARP (Home Affordable Refinance Program) are intended to help borrowers get into lower rates. But difficult guidelines for loan limits, subordinations, home values, credit, etc., force many good candidates to be treated like the Klingon’s staple diet of serpent worms, Gagh! No thanks, lenders say.
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